EasyCredit focuses on loans and has the advantage of a high quota. As your credit score increases, the approved
loan amount for each loan also increases.
1. Indian citizen
2. 20-55 years old
3. Have a stable income
Loan Amount: from ₹2000 to 200000
Tenure: Minimum of 91 days and Maximum of 365 days
Maximum Annual Percentage Rate(APR): 0.08% per day, also is 29.2% per annum.
Processing Fee: Up to 5% of Loan Amount (additional 18% GST)
For ₹10000 loan of 91 days duration
Applicable fees: ₹10000 * 5% = ₹500
GST: ₹500 * 18% = ₹90
Interest payable: ₹10000 * 29.2% / 365days * 91days = ₹728
Total cost of the loan: ₹500 + ₹90 + ₹728 = ₹1318
Total repayment amount(91days): ₹10000 + ₹1318 = ₹11318
We provide more flexible customized services, which can be selected by users.
1. High loan amount & Low interest rate.
2. 100% online process with simple loan steps
3. Quick operation: 365 days access to loans, digital process on mobile with quick approval.
4. Unsuccessful application will not incur any fees.
5. Customers’ information is absolutely safe in Samayrupee.
6. No credit history required.
7. Convenience of payment through various methods.
Feature of product:
1.Easy to borrow: The threshold is low, just register your mobile phone number, fill in the basic information and apply for a loan.
2.Flexible quotas: In order to meet the borrowing needs of different customers, we have designed a variety of products.
3.Diversified products: cooperate with many financial institutions, allowing you to enjoy better lending services.
4.Repayment by installments: simple borrowing, simpler repayment, multiple repayment methods, and no pressure on monthly repayment.