For somewanting to track a mortgage, do what if analysis (a change in period, interest or additional payments) I rate this app as tops for clairity and ease of use. It also allows to see the total mortgage impact of any of these changes in parameters. Finaly, the ability to the data sheet to Excel opens another great world of utility.
This is one of the best programs i have ever used. Thank you
What in the world do you want for 99 cents
This applications does eactly what it says it will do and does it easily and quickly and for only 99 cents. Sure there are other calculations you might need or want, then spend the money and buy one--if you can find it. I saw a complaint that it displays the amortization schedule in Excel not within the App itself. To me, that's a good thing as most people who want to do these kind of calcualtions have Excel and this makes for flexibility and a lower price. Further, for those who don't have Excel, the App also provides a text and CSV format.I have seen far more expensive Apps that won't even produce a schedule or if they do, won't allow it to be printed. This is a BARGAIN that works!!!
Have already asked for a refund!
I've been burned and downloaded stupid apps before and just sucked it up. However, with this one, their screen capture is totally misleading. The large interface it shows isn't this app; it's an Excel file you have to link -- and the math doesn't work to boot. I've used Philip Kapusta's "Home Loan Diary" (later renamed "Early Mortgage Payoff") for more than a decade. It's awesome, totally worth it (the only Shareware I've ever paid for after the trial period was up because I actually wanted to use it). It's accurate (which LoanStar is absolutely NOT). Unfortunately, it's only available for PC. Been searching for something similar for my MacBook and I'm striking out.The large, pretty interface isn't Loan Star. It's a "linked" Excel file. Cumbersome, no decent instructions, counter-intuitive interface and then this "linked" crap. I feel like their screen shot is intentionally misleading, because it conveniently crops out the header/title bar of the Excel page, so you can't tell it's there and a COMPLETELY DIFFERENT PROGRAM.Save your buck, and put it toward paying down a bill.
Five stars - it's only 99 cents!
There's not much out there for the Mac and for 99 cents, nothing else out there.As for not computing interest-free loans, use one one-thousandth of one percent. I calc'd a 60 month, 0% motorbike loan of $9,800 and got a monthly payment of $163.34 (versus $163.3333333...) with total interest of 1 cent, total payments of $9,800.40 and ending (negative/overpaid) balance of 39 cents. (Actually, on the spreadsheet, it shows a principal overpayment of 16 cents and interest of 24 cents.)Hey...it's a little quirky, but it's only a BUCK. And it's called LOAN STAR and I'm in the LONE STAR STATE. Yippee ki-yay; get along, little doggies!