FairCash is the most flexible personal loan platform in Nigeria, providing financial services for people between
the ages of 20 and 55. You can borrow up to ₦300,000 from FairCash. The registration and application process is simple
and easy to understand. After the loan is successful, you will receive the loan from your bank account. We make getting
loans and paying bills fast and easy. When you pay it back on time, you'll get a higher credit net time.
💸 Loan characteristics:
- Loan Amount: ₦3,000 ~ ₦300,000
- Loan Term: the shortest is 91 days (Minimum Peroid), the longest is 365 days (Maximum Period)
- Interest rate: from 12% (Minimum Annual Percentage Rate) to 36% (Maximum Annual Percentage Rate ). according to the eligibility of the applicant
📋 A representative example of the total cost of the loan, including all applicable fees：
Borrow 6000 NGN: You bank card can actually receive 6000 NGN and the loan term is 180 days, and 24% annual interest rate is applicable.
So the total Interest would be 6000 NGN * 24% / 365 * 180 = 711 NGN. The total repayment amount would be 6711 NGN. The monthly payment would be (6000 NGN + 711 NGN ) / 6 = 1119 NGN.
👍 Why choose FairCash?
We are more than a loan app. We are working hard to provide you with the best services to make your life better.
- All you need is your phone number and BVN to apply for a loan of up to ₦300,000 from your phone.
- You will receive your loan in only 10 minutes!
- Spread repayments in multiple instalments for more flexibility and ease.
- We encrypt the data you choose to share with us to protect your privacy.
- Get an instant loan or make payments with no hidden charges or transaction fees.
- Build your credit score and get access to higher loans, discounts or flexible interest rates when repayments are made on time.
- Track your loan history and transactions to stay on top of your finances.
📱 Privacy and Permissions
FairCash makes getting a personal loan simple by using the data on your phone like device Information to verify your identity and provide loan service. We will do our best to protect your privacy and encrypt it. And we promise never share your data with third parties.
🌠 How to apply for a loan
- Install the APP;
- Register with your mobile;
- Follow the process and fill in required information
- Submit and wait for approval;
- Money credited to your bank account after approval;
- Repay your loan on time to get your credit re-evaluated;
💌 For more information, comments or suggestions
- Send us an email firstname.lastname@example.org from 9am-6pm every Mon-Fri.
- Office Address: 31, CAMERON ROAD, IKOYI, LAGOS, IKOYI, LAGOS STATE3