Usawa is a responsible and flexible loan service provider in Kenya. Once we approve your online application via
our app, you receive your loan straight to your M-Pesa account within a few seconds.
- 91-day loan payment terms have a one-time processing fee of 12-15%
- Processing Fee: Range from KSh 45 - KSh 870 for a one-time charge.
- Loan Amount: from KSh 500 to KSh 200,000.
- Minimum period for repayment: 91 days
- Maximum period for repayment: 365 days
- Minimum Annual Percentage Rate: 24%
- Maximum Annual Percentage Rate: 30%
Representative example> loan for 91 days: Annual Percentage Rate (APR) is 24%, Total amount KSh 1,000. The processing fee: KSh 120, Total amount repayable Ksh 1,120; total cost of the loan KSh 120.