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Join millions of satisfied Tala customers who have grown their businesses, paid for school fees, and managed
expenses with peace of mind.
Loan approval takes less than 5 minutes. And you’ll have cash sent to your bank
account, Coins.ph wallet, or the nearest padala center within 24 hours.
What do I need to sign up?
•
Upload ONE valid ID through our secure system
• No other paperwork needed
• No security or collateral
required
• No bank account required
How simple is the process?
• Download the Tala app
• Fill
out our quick loan application in the Tala mobile app
• Verify your identity through our secure system
• Get cash
sent directly to your bank account, Coins.ph wallet, or nearest padala center
How quickly will I get my
money?
• Same-day processing through Coins.ph and padala centers gets money in your hands quickly
• Or cash
out at your local bank within 24 hours
How much can I borrow?*
• Tala will loan you anywhere from Php
1,000 - 2,000 at first
• You can build your limit up to Php 15,000 by making loan payments on time
• Cash out at
thousands of padala center locations, including, Cebuana Lhuillier, Palawan Express, M Lhuillier, LBC, or cash out into
your own bank account, or the Coins.ph app
How do I repay my loan?
• Visit any 7-Eleven, Cebuana
Lhuillier, M Lhuillier, or the Coins.ph app
• You can pay in full or make partial payments, anytime on or before your
due date
• Easy repayment schedule keeps you on track with your payments
What are my loan
terms?
Customers can express a preference for loan terms up to 120 days.
• 120-day loan payment terms have a
one-time fee of 42%*
• For example, for a 120-day loan with a principal amount of Php 1,000, the service fee would
be Php 420 and the total amount due would be Php 1,420. Note that percentages above are inclusive of applicable
taxes.
Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for
up to 120 days. Customers have the option to select a term as short as 21 days.
Why use Tala?
•
Simple application and approval process lets you borrow money instantly
• Personal security PIN ensures maximum
protection over your identity
• Financial education tips to help you budget, save and invest your money
• Share
Tala with friends and earn a bonus applied to your next loan payment
• Let millions of Tala customer success stories
inspire you on your journey
Have questions? Visit www.tala.ph to check out our FAQs.
Ready to get
started? Download the Tala app and apply for a loan today. Salamat!
*Tala reminds you to always check the fees,
charges and terms and conditions of your loan offer before accepting your loan. Tala charges a service fee of 9-42% of
principal (EIR**: 10.5-17.1%; APR: 127.8-208.7%). A one-time late fee of 8% of the total amount still owed may be
applied to loans past due. Tala will never charge you more than the amount of your service fee (plus, if you do not
repay on time, a one-time late fee). Interest and fees do not compound or accrue. To qualify, a borrower must be a
resident of the Philippines and satisfy Tala’s know-your-customer and underwriting requirements. Tala Financing
Philippines Inc. (SEC Registration No.: CS201710582; TIN: 009-614-758; Certificate of Authority No.: 1132). Additional
terms and conditions apply.
**Effective Interest Rate (EIR) expressed as interest rate per month.
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Fast and safe loan
24 Feb 2021
Very fast to approved your loan
24 Feb 2021
The best loan app EVER!!!! MABABA NA INTEREST!! MAHABA PA ANG TERM!!! I SALUTE YOU TALA!!! MAPAPAKANTA KA TALAGA! Tala.. tala... 😘
24 Feb 2021
Walang kwenta ! Ayaw nila magpahiram sa regular employee at good payer 🤣🤣🤣 buti pa cashalo goods na goods . ekis talaga tong Tala na ito 🤣🤣🤣
24 Feb 2021
I currently have an approved loan right now but it is in delay. Tell me the reason why it is delayed?
24 Feb 2021