OPay - Bank Transfers, Bill Payments for all.
(A secure app that helps you make convenient payment anywhere you are!)
Enjoy free 90 bank transfers monthly
Newly registered users get a 90% discount off when they purchase N100 Airtime on the OPay app.
● Rich Loans
CreditMe and OKash makes it efficient for you to credit anytime, any where.
Loan Products: Tenure: We will require your repayment from 91 days to 365 days*. Loan Amount: from NGN 3,000 to NGN 500,000. Interest Rate: With a minimum of 0.1% up to 1% Our interest rate is calculated on a daily basis. Annual interest rates from 36.5% to 360%. Origination Fee: Range from NGN 1,229 – NGN 6,000 for one-time charge For example, 91-day loan payment terms have a processing fee of 41% and interest of 9.1%. For the loan processed with principal amount of NGN 3,000, the processing fee would be NGN 1,229, the interest would be NGN 273, the total amount due would be NGN 4,502. The total amount due in the first month would be N1,512, the processing fee would be N419, the interest would be N93, the total amount due in the second month would be N1,495, the processing fee would be N405, the interest would be N90, the total amount due in the third month would be N1,495, the processing fee would be N405, the interest would be N90.
OPay is the leading Mobile Payment platform in Nigeria, with over 8 million users.
When it comes to money and lifestyle, safety is as important as accessibility. OPay attaches great importance to protecting its user's information as all details inputted on the platform are encrypted in the background.
We also have a dedicated risk control department to intercept false users and protect your wallet and privacy.
Your money and information are safe with us.
Here are many things you can do with OPay :
● Add Money & Make Transfers
Funding your wallet is secured and convenient. OPay provides you with seamless, and most importantly: free and discounted services! Enjoy free OPay transfers!
● Chat with friends
OPay provides you with a convenient chat to communicate with your friends in real-time and transfer money to one another at zero costs.
You can also make free voice calls and create group chats with your friends and family on the OPay.
● High interest on Savings
We have three different types of savings products available on the app;
FlexiFixed fetches you a 1% interest monthly.For example: Let’s say you invest NGN10,000 for 30 days. At the end of 30 days, the amount of interest you will get is: NGN10,000 x 1% / 30days * 30 days =~ 99 naira. Or you will get back 10,099 naira at the end of 30 days, guaranteed.
OWealth provides you 10% interest per annum.For Example: Let’s say you invest N50,000 for one year. At the end of the annual savings date, the amount of interest you will get is: NGN50,000 x 10% / 100 = NGN5000, that means you will get back NGN55,000 at the end of your saving tenure.PS: You can withdraw your money at anytime with no extra fees.
● Deposit & Withdrawal
Our 300,000 merchant network will offer these services. Just search for a nearby merchant directly on the app and complete your daily transactions.
Want to become an OPay merchant?
Download the OPay app now and complete the registration on your mobile device.
Visit or contact us for signups
● Customer service
We have a dedicated support team available 24/7 for all your inquiries and complaints.
Email：firstname.lastname@example.org or email@example.com
Office Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria
Give yourself the power to do more.
Download the OPay app today!