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Naira Way – Safe and Reliable loans in Nigeria

Publisher: RupeeLoan Network Solution
Price: Free

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App Description

Naira Way is a Loan Platform to provide Nigerian mobile users with convenient lending services. With simple steps and minimal documentation, users can get qualified loan products which is 100% online process. Once approved, the loan amount will be immediately transferred to the applicant's bank account.
Loan application process is secure and safe. Naira Way promises that never share customer’s information to anyone without consent.

Product Features
1. No credit history required.
2. High loan amount & Low interest rate.
3. Automatically reviewed: 24x7 access to loans.
4. Computer automatically reviewed and it only take little time

Loan amount for our instant personal loan application: ₦ 5,000 to ₦5,00,000
Daily interest rate: 0.066%
Minimum annual interest rate (APR): 24%, maximum annual interest rate: 36%
Loan repayment period: 6 to 12 months
Handling fee: 2% of loan amount
Examples of loans:
For example, you need a loan of 10,000, divided into 3 repayments, the interest you need to pay is ₦400, and the handling fee is: ₦200. Total debt: ₦10,600
Calculation formula
Monthly interest calculation formula = annual interest rate (APR) 24% / 12 = 2%
Daily interest rate = annual interest rate (APR) 24% / 12/30 = 0.66%
Total interest for repayment = (number of months of repayment + 1) * loan amount * monthly interest rate / 2 = (3 +1) * ₦10,000 * 2% / 2 = ₦400
Handling fee = loan amount * 2% = ₦10,000 * 2% = ₦200
Total debt = total interest + principal + handling fee = ₦400 + ₦10,000 + ₦200 = ₦10,600
Monthly repayment = total debt / number of months of borrowing =
10,600 / 3 = ₦3533.33

WHO can apply?
1.Nigerian Citizens.
2.18 years or above.
3.Salaried/self-employed with regular source of income.

How to APPLY?
1.Download Naira Way App from google play store and install.
2.Register with your phone number.
3.Fill in basic information.
4.After the submission of the loan application, the final result will be shown in the APP.
5.If approved, the loan amount will be disbursed into the bank account directly.

Contact us:
Customer Service Email:

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App Reviews and Ratings

Find out what users think of Naira Way – Safe and Reliable loans in Nigeria by reading the reviews and checking the rating.


534 ratings

This app is the biggest scam app they flash themselves to be real but are not real please be careful not to be scammed i almost fell a victim 😳

Sep 16, 2021


Sep 16, 2021

Updated the new version for better use

Sep 16, 2021

Hello my friend good morning how was your night i will like to know if I can take long from you

Sep 17, 2021

Easy to use, the better it gets!

Sep 16, 2021

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