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Publisher: Absa Bank Kenya PLC
Price: Free

App Rank History

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App Description

Do your banking at the touch of a button with Timiza from Absa Bank Kenya!

With Timiza you can do your banking on your phone whether you want to open an account, get an instant loan, transfer funds or purchase insurance. But that’s not all. If registered for Timiza, you can also save and earn returns with our Zidisha savings account.

Get started with Timiza:

• Open an Account instantly.
• Save and earn rewards with Zidisha.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.

What are the requirements for a customer to have a Timiza Account?

• Be a registered Safaricom Subscriber.
• Be a registered Safaricom M-PESA customer.
• Have an active Safaricom M-PESA account/line.
• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.

Timiza Tariff and Guides

Please refer to the Timiza Tariff and frequently asked questions on the link below:

Who is eligible for a Timiza Loan?

In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. You will also need to have a good rating at the Credit Reference Bureau [!crb!] and by Safaricom on Okoa Jahazi.

What are the features of the Timiza Loan?

• If you qualify, your loan limit will be displayed when you log in to your Timiza account
and you can borrow.
• Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee
of 5% of the amount borrowed for a term of 30 days.
• Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The
Customer will access the funds by withdrawing from Timiza to M-PESA
• To grow your loan limit:
o Increase activity on your TIMIZA Account by transacting on other services
offered on Timiza. For example, Deposit cash, Purchase airtime, Pay your utility
bills, Subscribe to Insurance.
o Open and Increase savings on your Zidisha savings account on Timiza
o Increase usage of M-PESA services

Absa Bank Kenya Plc is regulated by the Central Bank of Kenya.

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App Reviews and Ratings

Find out what users think of Timiza by reading the reviews and checking the rating.


15827 ratings

Timiza was great for me...i mean the interest rate was good,no harrassment and i could get a loan as soon as i paid the previous one, but i don't know what happened...its almost impossible to get a loan now.

Nov 26, 2020


Nov 26, 2020


Nov 29, 2020

It's good

Nov 26, 2020


Nov 26, 2020

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