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My-Lend

Publisher: My Lend Safe Pte Ltd
Price: Free
Rating:

App Rank History

Check out the download rank history for My-Lend in United States.

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App Description

My-Lend is a company built for everyone who deals with with financial stresses and uncertainties. We want to help those who are going through tough times to lift themselves up by accessing our microfinance service.

With My-Lend latest fintech industry knowledge, we ensure everyone gets microcredits that promise fast approvals and same-day funding. We provide lending solutions to your financial freedom journey for limitless possibilities. To register as a member of this service or application, you must be at least 18 years old

Fees & Charges:

Minimum duration of payment: 3 months
Maximum repayment period: 24 months
Max. Annual Percentage Rate (APR) is 0%.
Processing Fee (Includes Legal Fee, Stamp Fee, and Service Fee)
RM300 ~ RM15000 depending on the loan amount

Early Termination Fee: None

Late Payment Interest
Late payment penalty may apply


Calculation of the Loan

Example:
Loan Amount - RM3000.00
Loan Period - 6 Months Installment
Interest Rate - 0%
Processing Fee (Includes Legal Fee, Stamp Fee, Service Fee)
RM 20 + RM 20 + RM 20 = RM 60

Total Interest Charge: Loan Amount * Interest rate per month * Loan Period

RM3000 * 0% (Interest per month) * 6 Months = RM0

Total Repayment Amount: Loan Amount + Total Interest Charge
RM3000 + RM0 = RM3000

Monthly Installment Calculation: Total Repayment Amount / Loan Period
RM3000 / 6 Months = RM500

Processing Fee (Includes Legal Fee, Stamp Fee, Service Fee) :
RM 20 + RM 20 + RM 20 = RM 60
Total Cost of Loan = Processing Fee (RM 60) + Profit Rate Charges (RM0) = RM60
Total Cost of Loan = RM60 + RM0 = RM60

Others:
Minimum repayment period 100days
Maximum repayment period 730days
Maximum Annual Percentage Rate 30%
Including all applicable fees (Legal Fee, Stamp Fee, Service Fee)


Terms and Conditions:
https://www.my-lend.com/term-and-condition/

Privacy Policy
https://www.my-lend.com/privacy-policy/

Disclaimer : For persons of 18 years old and above only.

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App Reviews and Ratings

Find out what users think of My-Lend by reading the reviews and checking the rating.

4.8

308 ratings

so fast and easy apps for personal application, customer service so friendly 2.

Oct 24, 2021

easy to use..easy document needed.

Oct 25, 2021

good service

Oct 24, 2021

mantappp

Oct 24, 2021

good

Oct 24, 2021

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