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Opay - Airtime , Transfer , Savings & Shopping

Publisher: OPay Digital Services Limited
Price: Free

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Check out the download rank history for Opay - Airtime , Transfer , Savings & Shopping in United States.

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App Description

OKash makes it easy for you to access credit anytime, anywhere.

Loan Products:

Tenure: We will require your repayment from 91 days to 365 days*.

Loan Amount: from NGN 3,000 to NGN 50,000.

Interest Rate: With a minimum of 0.1% up to 1%

Our interest rate is calculated on a daily basis. Annual interest rates from 36.5% to 360%.
 Origination Fee: Range from NGN 1,229 – NGN 6,000 for one-time charge

For example, 91-day loan payment terms have a processing fee of 41% and interest of 9.1%. For the loan processed with principal amount of NGN 3,000, the processing fee would be NGN 1,229, the interest would be NGN 273, the total amount due would be NGN 4,502

OPay is the app that gives you access to your daily lifestyle all in one touch.

No need to register, you can easily browse quickly, we provide you with a smooth shopping experience; A one-to-one customer service, seven days return policy after purchase.

When it comes to money and lifestyle, security is as important as accessibility. OPay is a mobile wallet developed by Opera and designed for Android and IOS devices. It allows you to live a life of ease and comfort with the touch of a button on your phone.

Opay is one of the biggest Mobile Payment Platform in Nigeria,8 million users use Opay everyday for Transactions,Airtime,Data,Betting,TV,Electricity,Deposit,Withdrawal,Investment,Loan,Shopping & much more.

Here are many things you can do with Opay :

Utilities & Lifestyle
Purchase airtime,Data,Betting,TV, Electricity conveniently with huge discounts and vouchers on the OPay app.

Get Reward With Ocoins
You can get free Ocoins with daily sign in and daily task.

Add Money & Transfer
Funding your wallet is Secured and convenient. Choose from your contact book or type in a phone number to send or request money for free.

Deposit & Withdrawal
Find a nearby agent on the app to deposit withdraw cash for unbanked users using your OPay wallet.

Capital Investment
OWealth fetches you a 10% per Annum interest when you save money. Interest is paid into your wallet daily.

With a wide range of brands and goods, which have excellent quality, you can shop anytime, anywhere. Constant discounts.

Want to be Opay Agent?
You can become an OPay agent in your neighborhood and make money from commissions on transactions from users. Go to or contact us on WhatsApp : 2349066722924 or email us at

Customer service or
Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria

OKash Address:Room 301, Japaul House, Plot 8 Dr Nurudeen Olowopopo Way, Central Business District, Ikeja, lagos, Nigeria

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App Reviews and Ratings

Find out what users think of Opay - Airtime , Transfer , Savings & Shopping by reading the reviews and checking the rating.


86825 ratings

Great App for Saving

Nov 22, 2020


Nov 22, 2020

OPAY is a scam. They will debit you wrongly and refuse to reverse the transaction for months. You keep messaging and they say they have escalated but nothing is done. I have been on a transaction for over two months now they refused to act on it. Pls guys use other online platforms not OPAY, they are out to dupe people

Nov 22, 2020

This app used to be fantastic and I recommended it to so many people. I've been unable to contact customer care or login to my account for the past 4 days. I have tried different channels to contact customer service but to no avail. I am extremely disappointed .

Nov 22, 2020

Awesome app

Nov 22, 2020

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