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BIL Digicash

Publisher: Banque Internationale a Luxembourg
Price: Free

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App Description


BIL Digicash is a free App that enables you to pay in stores, your bills, in other Apps, in online shops and to send, receive & request money to and from any phone number, with transfers via the underlying bank account(s) in Luxembourg.

- Quick & convenient
- Free (except mobile operator charges)
- From 0.01 € up to 2500€
- Highly secure & set your own payment limits
- Send & request money to/from any mobile number - with underlying bank transfer
- Works for most Luxembourg bank accounts/customers
- Available in hundreds of stores and with many (utility) bill issuers
- Link loyalty cards – all-in-one payment experience


The BIL Digicash App is linked both to your phone number and your bank account(s). It meets banking-grade security standards; all payments are authorised with your Fingerprint or your PIN Code. You can set your security limits via BILnet according to your preferences (default: 2500 EUR). Payments are made using (SEPA) bank transfer (funds may only be available the next working day).


To use the App right away, all you have to do is to link it to your bank account. Launch the App and you’ll be guided through the process.


BIL Digicash is by far the fastest way to transfer money between two people. Choose the recipient’s phone number from your address book, type in the amount, authorise the payment and a SMS/push message is sent to the recipient. If the recipient has already activated BIL Digicash, the operation is triggered immediately, and if not, a SMS message is send out inviting the recipient to subscribe. Once he/she has activated BIL Digicash, funds will be transferred into the recipient’s bank account.

Request money from any phone number: the most convenient way to get paid back by your friends, family or colleagues. Simply choose their phone number, type in the amount and they’ll get the request. You’ll receive a notification once they have made the requested payment.


Truly contactless payments with the BIL Digicash Beacon: launch the BIL Digicash App, hold your phone close to the Beacon device at the cash-desk and the amount to pay is automatically displayed on your phone (some phone covers may affect signal quality). Validate the payment with your fingerprint/PIN Code. In selected shops (Auchan Luxembourg), you can even link your loyalty card and receive your bonus points/euros without any further action at each payment.


The quickest way to pay the bills: launch the App, scan the BIL Digicash QR Code on the bill, confirm the payment and you’re done, typically in less than 10 seconds. It works with your insurance and energy bills, with your telecom and public sector/municipality invoices provided BIL Digicash payments are accepted.

Feel free to use it at BIL Digicash partner restaurants as well: just scan the QR Code on the bill. You may even add a tip and then just leave right away.


Buy your transportation tickets with the M-Ticket App, top up your kid’s Restopolis account or use BIL Digicash on selected web sites. No card or bank data is transferred and nobody else can use your BIL Digicash App as all payments are authorised via fingerprint/PIN Code.

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App Reviews and Ratings

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