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PocketGuard: Money & Budgeting

Publisher: PocketGuard, Inc.
Price: Free with In App Purchases
Compatibility: Apple Watch & iPhone

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Check out the download rank history for PocketGuard: Money & Budgeting in United States.

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App Description

PocketGuard is a free app that makes it easy to take control of your personal finance and stop overspending. Its intuitive money management tools help you make a budget, track spending and build savings automatically.

Link your bank accounts & credit cards and track everything from account balances & transactions to net worth and more in one place.

Our IN MY POCKET feature shows exactly how much disposable income you have after paying your bills, saving for your goals, and setting aside enough money for essentials, like food & transportation. It does the "can I buy it?" math for you, so you can spend with confidence and enjoy life.

Add your bills and subscriptions to PocketGuard and it will automatically plan for future payments. Our smart bill reminders will help you never miss the due date again. And our smart algorithms will identify where you might be overpaying and offer easy ways to lower your bills.

Easily cancel subscriptions you no longer want or need. Save time and money, while we do the hard work for you. We may even get refunds for unused services.

Like the journey of a thousand miles begins with a single step, building up savings begins with setting your goals. PocketGuard allows you to set an unlimited number of goals and track your progress.

Reach your savings goals faster with Autosave**. Link your goals to Autosave, set up automated rules, and watch your savings grow automatically. Funds in your Autosave account are held at the depository institution and are FDIC-insured up to $250,000.

We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer.


Currently, PocketGuard connects to U.S. and Canadian financial institutions only.

Autosave is currently available only for U.S. citizens


PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features. PocketGuard Plus is optional and not required to use PocketGuard.

If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription).

PocketGuard Plus subscription lengths and prices:
- Monthly - $4.99* / month
- Annual - $34.99* / year

* Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice.


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App Reviews and Ratings

Find out what users think of PocketGuard: Money & Budgeting by reading the reviews and checking the rating.


5748 ratings


Very misleading, acts like everything is free but it is not. You only get very few features when free. Will have you fill out several pieces of information, upload pictures, complete several steps then tells you it costs money. Anything you save they take almost half! Stay with Mint!!!

Aug 03, 2020


So far I am loving this app! I just wish I could set up budgets for all of my expenses but the app only lets you do 3 budgets. After that you have to pay but it doesn’t tell you how much it costs to get the upgraded version. And I’m not hitting that upgrade button and agreeing some unknown amount of money being charged to my apple account. That’s why I’m only giving it 3 stars.

Aug 02, 2020

Simple & easy but doesn’t have all store credit cards

Heard about this from my SO, it’s easy to use & free. The only reason I gave 4 stars was bc I couldn’t add store credit cards onto my Pocket guard account (an error popped up). Also, I had a spending goal but under goals, I wasn’t able to write that down (ex: I want to spend $100 on groceries each week). This isn’t too much of a problem for me, bc I can keep track of this myself. I just wish I could add my store credit cards. Also, my SO said he couldn’t add his Apple Card so I guess store credit cards not connected to major banks don’t work. However I still think it’s a good app and user friendly.

Aug 09, 2020

The worst bill tracker app available

First off, your product teams and developers are just inconsiderate and maybe lazy. Why would you make a user stare at a grey screen for 2-5 minutes when linking accounts? Why do I have to stay on that screen. If I leave, the app times out and I have to start over, staring at a grey screen wasting my life. Also, when your app asks for the confirmation code from the account you are linking, don’t you think the user will need to leave the app and check and email or text? Oh you did think? Then why does your app freak out, end the account linking process and make you start over, staring at a grey screen? Just plane rude. Delete, too much waiting around for errors on connection or doing nothing helpful.

Aug 09, 2020

Great tool for over-spenders like me...🥴

So far I am loving this app! I just wish I could set up budgets for all of my expenses but the app only lets you do 3 budgets. After that you have to pay. I may eventually purchase the upgrade though. It’s probably worth it, but the basic works great for now.

Aug 03, 2020

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