We provide Instant cash loan within 8 minutes directly credited to your bank account.
We use our own proprietary algorithm based on ML, AI and alternative data science for assess the customer seeking our service .
Speed , Access and Accessibility are the key factors which differentiates us from other loan App.
- Instant loans from INR 10,000 to INR 100,000
- Direct cash transfer to your bank account
- Flexible repayment from 62 days to 120 days
- No foreclosure charges applicable
- Indian Citizen
- Salaried professional
- Age - 18 years and Above
- Minimum take home Salary of INR 20,000
- Location - Delhi/NCR , Mumbai , Bangalore , Pune , Ahmedabad , Baroda , Chandigarh , Hyderabad
Documents needed to upload:
- Pan card
- Aadhar Card
- Voter id / Driving license
- Address proof
- Salary slip
- Last 3 months updated bank statement with Net banking facility
Interest charges calculation and applicable processing fees and late payment charges
- Interest is calculated on a per day basis and ranges from 0.4% to 0.7% depending upon the credit worthiness of a customer . For e.g loan amount of INR 10,000 at interest rate of 0.5% per day repayable in 3 EMI (90 days) will have a total interest of INR 3139 and per month EMI will be INR 4380
- Processing fees of Rs 589 inclusive of GST will be deducted from the disbursement amount
- No foreclose/pre payment charges
- EMI Bounce charges is Rs 500 per EMI bounced
- Penal interest for late payment of EMI is charged at the rate of 0.6%/day
- Protection of your privacy and data is our top priority.
- Our integrated API comply with security standards and protocols.
|MoneyLoji - Instant Loan App|