As the first virtual bank in HK, we aspire to bring different banking experience for you, with you:
Open your account in a flash
Account opening only takes you as short as 5 minutes, which supports both Smart HKID and New Smart HKID Card, as well as Permanent and Non-permanent residents.
7 days a week, we are at your service
With our round-the-clock banking services, you can simply save your HKD, CNY, USD in one account.
We are pioneering time deposit rate coupon and introducing time deposit placement as low as $ 1.
7x24 round-the-clock approval and disbursement is also available for our personal instalment loan.
Excluisve perk for you
Every customer can also enjoy %ARABICA free coffee upgrade.
Top-notch security level
We serve you with robust digital security technology, including facial authentication which is pioneering in HK (for changing mobile number, new device login etc), Device Security Protection, Multi-factor Authentication (MFA).
ZA Bank Limited is a member of the Deposit Protection Scheme. Eligible deposits taken by this bank are protected by the Scheme up to a limit of HK$500,000 per depositor.
Only invited users are eligible to open an account at this stage. To know more, please visit https://bank.za.group.
To borrow or not to borrow? Borrow only if you can repay!