SPcash - Borrow Money Quickly, Instant Loan

Never go broke again with the SPcash Loan App. There are no long queues, no long wait times, no collateral or guarantors needed. Just your smartphone and our loan app and you gain access to quick cash credited straight into your bank account. Access quick cash loans at single-digit interest rates, anywhere, anytime. This loan app for Nigerians, helps you access instant online quick credit without collateral.

Availability
Our loan app is available to serve customers in Nigeria with Android phones only.

How to Apply
If you live in Nigeria, need quick cash to settle emergencies and have an android device, all you have to do is
Step 1: Download the loan app for free
Step 2: Sign up to create an account
Step 3: Apply for a collateral-free loan in less than one minute
Step 4: Credit scoring using our algorithm will be carried out (no collateral needed)
Step 5: If eligible, the cash loan will be credited into your account within minutes
If you are not eligible, please apply again.

Why Use this app?
- Borrow up to ₦200,000
- Choose your payment tenure
- Fast and easy access to loans, with no hidden charges
- Account is credited as soon as the loan is approved
- No collateral or guarantor needed
- our Loan App is extremely secure and reliable
- Artificial intelligence is used to run credit scoring, making loan decisions instant!
- We are available 24/7 to support you

Fees and Interest

- Tenure: Ranges from 180 to 365 days
- Loan Amount: Up to ₦100,000
- APR: Annual Percentage Rate is 10%(lowest)~18%(highest)

For example, if a customer borrows ₦10,000 for 365 days (12 months), the APR is 15%. We would charge the customer ₦10,000 * 15% = ₦1,500 as interest of 365 days repayment period.
Total amount of repayment is ₦10,000 + ₦1,500 = ₦11,500.
As the repayment period is for 12 months
Monthly repayment is ₦10,000/12+ ₦10,000*15%/12 = ₦958.33


Repayment
To repay your loan, please log in to your app and follow the instructions. Repay your loans before the due date to improve your credit score, gain access to higher amounts on the loan app, longer tenures and lower interest rates.

Privacy & Permissions
Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app. We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: https://www.spcash.net/

About Us
SPcash is a Nigerian Fintech company that aims to provide banking services to the underserved. Built by people who work towards solving real-world problems, we found out that a large portion of the Nigerian population has no access to proper banking services. We are filling this gap every day, one Nigerian at a time.

We want to help entrepreneurs grow their businesses and also assist individuals with emergency needs in the form of medical bills, utility bills, family emergencies, and much more. We provide instant credit that allows you to take care of these pressing needs.

Email:zpsummer0912@gmail.com
Website: https://www.spcash.net/