OPay - The first cashback wallet in Nigeria
(A secure app that helps you make convenient payment anywhere you are! )
● Various Loans
CreditMe、EaseMoni and OKash make it efficient for you to credit anytime, any where.
* CreditMe is an OPay wallet that allows customers to pay first and repay later. Up to ₦100,000 credit free to use without any service fee.
Loan Products: Tenure: We will require your repayment from the 91st day to the 365th day*. Loan Amount: from ₦3,000 to ₦500,000. Interest Rate: With a minimum of 0.1% to a maximum of 1% Our interest rate is calculated on a daily basis. Annual interest rate is from 36.5% to 360%. Origination Fee: Range from ₦1,229 – ₦6,000 for one-time charge For example, 91-day loan payment terms have a processing fee of 41% and interest of 9.1%. For the loan processed with principal amount of ₦3,000; the processing fee would be ₦1,229; the interest would be ₦273; the total amount due would be ₦4,502. The total amount due in the first month would be ₦1,512; the processing fee would be ₦419; the interest would be ₦93. The total amount due in the second month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90. The total amount due in the third month would be ₦1,495; the processing fee would be ₦405; the interest would be ₦90.
● High interest on Savings
We have two different types of savings products available on the app;
OWealth provides you with at least 15% rate of return per annum. For Example: Let’s say you invest ₦50,000 for one year. At the end of the annual savings date, the amount of return you will get is: ₦50,000 x 15 / 100 = ₦7,500, that means you will get ₦57,500 back at the end of your saving tenure. PS: You can withdraw your money at anytime with no extra fees.
FlexiFixed maintains a 1% rate of return monthly. For example: Let’s say you invest ₦10,000 for 30 days. At the end of 30 days, the amount of interest you will get is: ₦10,000 x 1% / 30days * 30 days =₦99. Or you will get ₦10,099 back at the end of 30 days, guaranteed.
● The leading Mobile Payment platform in Nigeria, with over 8 million users.
● Enjoy free 90 bank transfers monthly.
● Get cashback when you pay for Airtime, bills and more.
● Chat with friends for free, and create group chats with your friends and family on OPay.
● OPay attaches great importance to protecting users‘ information, wallets and privacy.
We have a dedicated support team available 24/7 for all your inquiries and complaints.
Our website: https://opayweb.com
Email: firstname.lastname@example.org or email@example.com
Office Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria
This APP is intended solely for users who are 18 years of age or older.
Give yourself the power to do more.
Download OPay app today!